Purchase of Property
Buying a home is one of the largest financial transactions you will ever make. Your lawyer protects your interests by conducting a full title search, reviewing title insurance, requisitioning the seller's lawyer, preparing your mortgage documents, and ensuring you receive clean title on closing day. This flat-fee package covers all legal work for a standard residential purchase in Ontario, with no surprise fees at closing.
What the advertised price includes
The advertised price includes legal services, ordinary disbursements, and third-party charges for the described transaction. HST and only the permitted disbursements under LSO Rule 4.2-2.1 are additional: land transfer tax, government registration and other government fees, Teranet fees, a condominium status certificate, creditors’ lawyers’ letters concerning similar-name executions, and title insurance. These costs will be itemized. A purchase includes acting on one mortgage; a sale includes discharge of the first mortgage.
Read Rule 4.2-2.1 on the LSO websiteWhat Is Included
- Review of the Agreement of Purchase and Sale and any amendments
- Full title search and review
- Preparation and review of title insurance
- Raising requisitions with the seller's lawyer
- Review and execution of mortgage instructions (one lender)
- Preparation of all closing documents and trust conditions
- Attendance to closing and registration of title and mortgage
- Receipt of funds and payment of closing costs on your behalf
- Reporting to you after closing with a full statement of adjustments
What Is Not Included
- HST (charged on legal fees)
- Land transfer tax (provincial and, where applicable, municipal — payable by buyer)
- Government document registration fees
- Teranet fees
- Title insurance premium (charged by the insurer)
- Fees charged by creditors' lawyers for similar name execution searches
- Status certificate (if purchasing a condominium)
- Additional mortgage or lender (second lender or private mortgage — available on request)
- New construction or builder purchase (may require revised quote)
Who This Service Is For
Information Required from You
- 1Signed Agreement of Purchase and Sale (and any amendments)
- 2Mortgage commitment letter (if financing)
- 3Name of your lender and mortgage broker or contact (if applicable)
- 4Confirmation of whether this is a resale or new construction property
- 5Status certificate (if purchasing a condominium)
- 6Government-issued photo ID
- 7Contact information for your real estate agent (if applicable)
Frequently Asked Questions
Important Limitations
- •The advertised price of $1,999 + HST is inclusive of all legal fees for the scope described, in accordance with Rule 4.2-2.1 of the Law Society of Ontario's Rules of Professional Conduct. HST and the permitted disbursements listed above are not included.
- •Permitted disbursements (land transfer tax, government registration fees, Teranet fees, title insurance premium, similar name execution search fees) are in addition to the flat fee and will be itemized in your statement of adjustments.
- •Land transfer tax is a significant closing cost for buyers in Ontario. First-time homebuyers may be eligible for a provincial rebate of up to $4,000, and in Toronto, a municipal land transfer tax rebate of up to $4,475 may also apply. The lawyer will calculate the exact amounts payable based on your purchase price.
- •This price applies to a standard resale residential purchase with one lender. New construction or builder purchases, private sales, or transactions involving multiple lenders may require a revised quote.
- •Submitting a request does not create a lawyer-client relationship. A conflict check will be completed before any retainer is signed.
Fixed fee
$1,999
Plus HST and permitted disbursements only
LSO Pricing Disclosure
Price includes all legal fees. HST and permitted disbursements (registration fees, Teranet fees, title insurance, etc.) are additional, per LSO Rule 4.2-2.1.
This service is provided by a third-party real estate law firm. Our referral partner is a licensed Ontario law firm that carries professional liability insurance and is properly insured to perform real estate closings. By requesting this service, you consent to us sharing your inquiry with our real estate referral partner, and you may be contacted by them, pursuant to our Privacy Policy.
Requesting does not create a lawyer-client relationship. Subject to conflict check and acceptance.
Prices are for the stated scope only. Additional complexity, urgency, disbursements, HST, or government fees may apply.
Fixed fee
$1,999
Plus HST and permitted disbursements only